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    How to be money-wise
                            Ikhumiseng’s experiential “How to be Money-Wise” one or two-day course, provides an
                            opportunity for real financial and personal behaviour change and is accredited by the
                            Services Sector Education Training Authority
                            All aspects include the rights, risks and responsibilities of the participants.
                            We have conducted workshops with over 24000 participants in successful local and national
                            programmes and developed 9 educational curricula.
                            Past clients include Standard Bank, Liberty Life, Stanlib Insurance, AngloGold Ashanti,
                            Harmony Gold, MTN, uBank, FHI360, Global Fund, and Curro Schools.
                        
                    HOW TO BE MONEY-WISE COURSE CONTENTS
Financial life in graphic layout
                                    Understanding income and expenses
                                    Understanding debt & credit
                                    Calculating interest
                                    Hire purchase
                                    The cost of defaulting, incl. garnishees & blacklisting
                                    Consolidation verses administration
                                    Understanding your payslip
                                    Understanding your bank statement
                                    The basics of using an ATM and banking
                                    Understanding the different insurance products
                                    Savings and investments
                                    Budgeting
                                    Estate planning / wills